Insurance
Protect Your Income.
Protect Your Life.
Life insurance, critical illness, disability, and income protection — the four pillars of wealth protection that ensure your financial plan survives whatever life brings.
Four Cover Types. One Goal: Protect Your Wealth.
Wealth protection is the foundation of any sound financial plan. It covers four long-term insurance categories — life insurance, critical illness, disability, and income protection — each designed to protect a different aspect of your financial life.
Together, these four products ensure that a death, diagnosis, accident, or inability to work does not undo everything you have built. Registered with the FSCA for long-term insurance, Wilco Naumann provides independent advice across all four categories.
Hover over any cover type below to see exactly what it includes.
Hover to Explore Each Cover Type
Life Insurance
Financial security for those you leave behind
Life Insurance
- Lump sum payout on death
- Covers outstanding debt & liabilities
- Protects family income & lifestyle
- Flexible & needs-based cover amounts
- Level or decreasing cover options
- Beneficiary nominations available
Critical Illness Cover
A financial lifeline at your most vulnerable
Critical Illness Cover
- Pays 2–3 years income as a lump sum
- Triggers on diagnosis of listed conditions
- Covers cancer, stroke, heart attack & more
- Funds treatment, recovery & lifestyle costs
- Pays regardless of ability to work
- Can be structured alongside life cover
Disability Insurance
Lump sum capital payout on disability
Disability Insurance
- Lump sum on permanent disability
- Cover amount based on your needs
- Payout according to disability rating
- Protects your income-generating ability
- Used to settle debt or invest for income
- Own-occupation definition available
Income Protection
Temporary & permanent income replacement
Income Protection
- Replaces up to 75% of income
- Covers temporary & permanent disability
- Monthly benefit paid directly to you
- Waiting periods from 1, 3 or 6 months
- Escalating benefit options available
- Protects your most valuable asset
IS YOUR INCOME PROTECTED IF YOU CAN’T WORK TOMORROW?
Most people are underinsured without knowing it. Book a no-obligation needs analysis and find out exactly where you stand.